借貸雙方約定時間地點見面，核對身分與合約內容確認無誤後即可簽訂借貸契約書。撥款速度較快：當天審核通過就能立即撥款到貸款人指定帳戶，不必再耗時等待資金。He also blamed the crisis on failures of ethical theology in that period, together with church legislation that gave undue se